I think you are right but would like to add one comment. Humans rank sin. God does not... because sin is death and death means you are dead and dead people as far as I have ever seen can do nothing to help themselves. They dont have just that one last bit of life left to grab the life ring or one last breath to do anything to help their condition. That is why we need a savior. That is why I disagree with the Mormons on the idea that we can do anything, and I mean anything to assist a Holy God in our salvation. As I stated before... assuming that we can do anything to help God save us says that we do not understand the depth of our sin or the Holiness of God. Working out your salvation is like asking your great great great grandfather to drive you to school. Hes DEAD, he cant help you. YOU ARE DEAD IN SIN... YOU CANT HELP YOU. Only a Holy God can and did on the Cross. Mormons are very nice people generally but, still think they can do something to sway God into getting into heaven. Aint gonna happen boys and girls. Aint gonna happen.