I see you are in the UK. In addition to speaking to your Bishop have you contacted the CAB? They are very helpful and used to dealing with matters like this - I know several people who have had to go to them and they are very good, and can deal with the people you owe money to on your behalf or let you know what other options there are. Also please please please see your Dr there is no shame in getting help from him/her. Lastly, but definitely not least the Samaritans are on line at Samaritans Home Page--> - please at the very least contact them. Best wishes to you