Tobit

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  1. I read something once several years ago, maybe on this site, that struck me as a good method of dealing with this, and now that i am actually earning an income I am putting it to use. Granted, it doesn't really help someone already in retirement, but maybe it will give another perspective to those looking to the future. Basically, as I am saving for retirement, I do not tithe on money I put into my 401k, IRA, etc. When I retire, I'll tithe on all withdrawals, without having to worry about the principal/return of any of it.