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So, Husband and I have been looking at finances and our money and all that stuff. We will have enough money to put us debt free (a car loan plus student loans, the student loans being the vast majority of debt) by summer. OR We could take that money and get a little house. On one hand, being debt free would be awesome and give us more wiggle room each month. On the other hand, it may be years before we have enough money for a down payment again and most of this debt is student loans. Any input or thoughts? The other question: We're getting a little antsy to move out of my grandmother's basement apartment (we want the baby to have her own room, all of our stuff is in a storage unit, we're living on top of my grandmother's stuff she doesn't want to move somewhere else, etc.) But when we brought up the possibility of either buying a house or renting a place, my grandmother became rather sad (why do you want to leave me?) She's about as healthy as any 85-year-old, has many friends, etc. But she is getting absent-minded and she loves having the company about. Basically, we're now wondering if we shouldn't hang around until another grandchild expresses a desire to move into the basement (we're like the 4th set over the years).