So, I'm 17. I was in a car today with 3 friends (We were going on a date to the zoo...) and we got in a car wreck. Everybody is fine, I'm not the one at fault, and the other driver has insurance. Basically what happened is: He pulled a left turn while there was an SUV (4 lane Road, 2 lanes on each side) that was in the left lane, so he couldn't see me in the right lane (He was driving a GEO prizm) . By the time he was in front of me I was like ~30 ft. away from him. I t-boned the back of his car, the force of my car hitting his car pushed it into a 3rd car. I was going the speed limit (35 mph) so it wasn't really a high speed accident. Everyone is fine though. My car is still drivable.... but but doesn't good. What I'm getting to is: I am super embarrassed, and I feel like I have lost my chi, my bravado if you will, my confidence, my self-assuredness. Not just in driving, I just feel weird. Is this common in post-accident time? P.S. Even though I am a teenager, do you think my rates will go up? I mean, I'm not the one at fault...