Yes, I've been called selfish and many, many other things. Selfish, because I stopped allowing family members to “borrow” away my stock because they were broke (they are always broke) and needed diapers or foods or other such things that they never resupplied. Selfish, because I wouldn’t loan a family member $2000 to file for Bankruptcy, even though I “have the money to help them out”. Selfish, because I don’t feel bad for people that make stupid decisions in their life and it ends up costing them; I only pay for my own mistakes, they have to pay for theirs. Selfish and “heartless”, because my only concerns are for the welfare of myself, my husband and our child and not for every bum on the street or people that breed indiscriminately and then expect us to pay their way. It used to bother me when I would hear things like that, but then I looked at our life and then at theirs and I realized why they said those things. Some people either can’t or won’t, do for themselves and they resent those of us that can and will, do for ourselves. Now I look at it as a positive when people make those types of comments, I figure I must be doing something right.