I'm in bay area now and I'm a Chinese. My wife and I baptised 6+ years ago in san francisco. English is my second language. Please forgive me that sometimes I probably don't explain myself clearly or correctly.
My wife and I kept active in Church these years. We paid our tithings from our paycheck from our employers, our tax returns, our interests and dividends etc. But now we bought a house with paying morgage every month. I know we'll pay the tithing for the house price increase when we sell the house. But we don't own the house. It's like an investment. we pay morgage to the bank. Some members told us that we should deduct the morgage from our income and then pay the tithing. Is that right? What's your suggestion? Thanks!