John Doe - You definitely should not be over-insured so that is something you may want to think about further. Gwen – I don’t think you can generalize all LDS men like that. Unfortunately, there are a few, but it is an individual perspective and you’ll find this trait in men who are not LDS as well. All the life insurance agents I have ever spoken have told me never to underestimate the value of a stay-at-home-mom (SAHM). In fact, according to some figures I read from salary.com the total worth of an SAHM in 2007 was about $140,000 annually! Denise
