Elphaba, next time you have fraud on your account, and you will no matter what precautions you take. Try getting libid at your bank employee and see how slow it takes your money to come back. Jokes aside, when you file for fraud you consent to the bank working with proper law authorities to get your money back which means sharing the circumstances and methods of your loss. Yes I wrote an official check. A bank uses one of three types of checks, official check, cashiers check, or a standard check (not commonly used). Next time you says a detractive statement (e.g. "You're all over the place, aren't you?") I'll use it as an indicator that your about ready to attempt to explain something you don't understand. I looked though news headlines and found the lowest bail to be 15000 for first degree murder. Feel free to follow this link, this person was able to pay 4500 dollars for his freedom. Herald & Review | News: Child death, porn charges recorded I realize that you would rather the authorities go the big fish and there is some logic to that. The flaw I see is that the cases of "small" law infringements that are often ignored may, if investigated, lead to finding the bigger fish. Does your bishop allow you to be called upon in Sunday School or Teach classes? Is this forum the place you take out your frustration for being silenced in church? This is how it work: Some guy gets arrested. Some guy has to put up bond to get out of prison. The guy has a sweet old mom that thinks he can do no wrong. Sweet Old Mom cleans the house of a wealthy also sweet woman. The sweet old mom comes to the bank and tells me she needs to help the Sweet Old Mom help her sweet son who did nothing wrong get out of jail. My job as her banker is to warn the client about possible fraud scams that she may be involving herself with. The Sweet Woman at my desk may be throwing her money away to pay for someone else's drugs. The Sweet Woman in this case was instructed to get 5000 in cash. To protect my client as best as possible, I called the jail directly to find out how to title a check to the Jail, eliminating most possible ways for my client to be involved in fraud. Your information is publicly available. You want an easy example? All a persona needs is one of those pre-approved credit card offers that you get in the mail. He'll fill it out and put his address as where the mail needs to be sent to. He'll receive your card in seven to 10 days. If you were wondering, he doesn't need to fill out the application entirely, he doesn't even need to know your social security number. You'll probably not agree with any of this until you become a victim yourself and you will. I won't be around to step you though getting your money back though.