jcastillo1830

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  1. Elphaba, next time you have fraud on your account, and you will no matter what precautions you take. Try getting libid at your bank employee and see how slow it takes your money to come back. Jokes aside, when you file for fraud you consent to the bank working with proper law authorities to get your money back which means sharing the circumstances and methods of your loss. Yes I wrote an official check. A bank uses one of three types of checks, official check, cashiers check, or a standard check (not commonly used). Next time you says a detractive statement (e.g. "You're all over the place, aren't you?") I'll use it as an indicator that your about ready to attempt to explain something you don't understand. I looked though news headlines and found the lowest bail to be 15000 for first degree murder. Feel free to follow this link, this person was able to pay 4500 dollars for his freedom. Herald & Review | News: Child death, porn charges recorded I realize that you would rather the authorities go the big fish and there is some logic to that. The flaw I see is that the cases of "small" law infringements that are often ignored may, if investigated, lead to finding the bigger fish. Does your bishop allow you to be called upon in Sunday School or Teach classes? Is this forum the place you take out your frustration for being silenced in church? This is how it work: Some guy gets arrested. Some guy has to put up bond to get out of prison. The guy has a sweet old mom that thinks he can do no wrong. Sweet Old Mom cleans the house of a wealthy also sweet woman. The sweet old mom comes to the bank and tells me she needs to help the Sweet Old Mom help her sweet son who did nothing wrong get out of jail. My job as her banker is to warn the client about possible fraud scams that she may be involving herself with. The Sweet Woman at my desk may be throwing her money away to pay for someone else's drugs. The Sweet Woman in this case was instructed to get 5000 in cash. To protect my client as best as possible, I called the jail directly to find out how to title a check to the Jail, eliminating most possible ways for my client to be involved in fraud. Your information is publicly available. You want an easy example? All a persona needs is one of those pre-approved credit card offers that you get in the mail. He'll fill it out and put his address as where the mail needs to be sent to. He'll receive your card in seven to 10 days. If you were wondering, he doesn't need to fill out the application entirely, he doesn't even need to know your social security number. You'll probably not agree with any of this until you become a victim yourself and you will. I won't be around to step you though getting your money back though.
  2. Thanks for the comments. I came ome quite frustrated at my most recent effort to help the police in bringing dishonest people in to be tried. The situation that floored me was that a local church (not LDS) was taken advantage by a check fraud ring. The local church will write checks to needy people pay their electric bills, water bills, and occasionally their rent bills. One such person shared the account information located at the bottom of the check with their companions. Each person then used the account information to pay electric bills via telephone; amounts ranged more than $500 a $1200 a piece. On or bank systems we can see the names of the different people that did the transactions. Sorry about the confusion, thanks for pointing it out... They didn't pay my electric bill. Is there a way to search St. Clair County Jail for the cause of their jail time? St. Clair County is high in crime, second only to Bond County in Chicago. There was nothing private about bail amounts, I bet they would share that information with anyone that called. I wrote an official check for a client to the Jail and called them to get an inmates bail/bond amount and they gave it willingly. I'm just concerned about my new family and my wonderful wife. I don't care about a system, just that I'm not possibly living next to a member of a check fraud ring who takes mail from my mail box looking for checks so that they can ruin my credit, my finances, and make my wife feel unable to feel safe in her own neighborhood. But he is a police officer. He's the third one I've dealt with ine the last two weeks. Anyone that works in banking or with other peoples money. Aren't you tired of watching crooks steal from honest people just for the bank to write of the loss and not pursue the crooks? My patience isn't short. It just ran out when the church I mentioned earlier was taken for. Officer JD may be like you say, a big talker. Two other officers tried to issue sopeanas (sp) after a police report was filled and names and addresses were given. They followed up with me and eventually couldn't go any farther. Officer JD just tried to explain what was going on with all these cases. Thank, Josh
  3. As a husband beginning his marriage, keeping my family is top priority. Thanks for your commentary on the neighborhood watch and the thoughts on Moroni.
  4. First let me make known that I haven't had experience with forum writing. That said, I have a concern. I had a two hour discussion with one of the local police officers who frequently visits the bank where I work. I recently supplied him with the names of six different people who were part of a check fraud ring. I took the police report number and I inquired with the police officer what kind of investigation was going to take place to bring these thieves to justice. Being a regular to the bank, he spoke frankly to me. Frankly, nothing. There are so many ways that a person even with a mountain of evidence against them will get away scott free by lying their ways out of it (e.g. some guy name shorty wrote the fraudulent check that paid for my electic bill). Another point that he cited is the cost in manpower exceeds the cost to "write off" the loss of the company and to move on. For the first time I will cite my concern: Where is the justice in that? As we spoke more about what law breakers get a way with we inevitably spoke of heavier matters. He says to me, seeing my frustration building at the legal system, "Josh I know of three individuals held at the Saint Clair County Jail that have committed first degree murder and have a 10,000 dollar bond." The state rejects any request to try them for the murder because as the office told me, "they don't want to deal with it." Is there a price to put on a life? Can a person cause that grievous of a crime and in our judicial system get off by paying 10,000 dollars? It's not a surprise that most other countries have a poor opinion of America. Our justice system lets you pay a price to get away with murder or to steal from another without reprimand. I know as members of Christ's church we are to follow the law of the land which would mean that we go through the proper authorities when we observe someone breaking a law. But the Officer, known to me as Officer JD, states an alarming truth, "I know of two criminals that the state will not try that have been proven guilty but they don't want to deal with it." Our county lets criminals walk the street rather than administer justice. In Book of Mormon times Captain Moroni rent his shirt and made a standard to all those who would defend their wives, their children, and their land. He then fought for his beliefs to cast out Satan's influence in the land. With all that we see in the news today what would Moroni do? As a man of God Moroni would not act any different today as he did in his time. I wrote this very quickly, tear it apart if you will. I only write out of concern. Please feel free to offer any discussion. --Josh