unsteadyrock21

actually yes there has been a problem before, in which I told him that it stopped or we broke up. And as soon as I said that he stopped and had been clean for a year, but went with a friend and drank one other time but it's been a year since then. I don't know what to do, he would know how to cover up alcohol on his breath that's one thing I know for sure, he had to hide it from his mom when he was drinking before he met me.

I have used a budget since I was sixteen, and I find that once you give it time it will work. This is what I do. I manage my money instead of letting it manage me. I am a stay at home mom so budgets are very important. At the first of the month I set down with my excel program and make a little budget form. It includes when our pay periods are, what bills are due(who is the company or person, the amount and the date). We get paid every week so it makes it a little challenging, but I break my bills down into weeks. Once I have my bills written down, I add them up. That gives me a rough idea of how much our paycheck needs to be. Then once payday comes, I pay the bills for the week. Once the bills are paid I decide on what we are going to eat for the week and how much I will need for groceries, then gas, and blow money. I hope that doesn' sound confusing. I keep a calendar printed from word perfect in a binder, on the calendar I write down what we are going to be eating, that includes date nights, and football games. I write down bills, paydays, and other odds and ends. I try and keep it simple. You have to remember that a budget will most likely take three or four tries before it will work one-hundred percent. I also use envelopes. I put cash into the envelopes that I will need for the week. When the cash is gone, then I've spent all I can for that catagory. Its what my grandma did, and it works. I also pay our tithing very first no matter what. I don't look at if we can afford it I just pay it. I know that if I do that then things always work out. Plus plan for the expected unexpected situations like christmas, it's no news flash that christmas comes every year, or birthdays, anniversaries, car registration or property taxes. Then if you know an estimated amount of each catagory you can break that down into how much you will need to save each month. And if debt is a problem just remember there are four necessities that have to be paid. That is your house payment or rent, food, electricity, and transportation. Aften those four things if you don't have enough to pay all the bills draw a line. Pay what you can this month, and then next month rotate those that got paid with those that didn't. It may seem like a sticky situation but you need your house, got to eat, and your car takes you to work. After that when ;you have no money there isn't much anyone can do. But be nice if you are in that situation kindly explain to the creditor that hey i have no money, wish i could pay you but i cant. You are below the line this month, but I would be glad to move you above the line next month depending on your attitude, that seems to always get their attention. Plus if you have no money they aren't going to do anything drastic, it would take too much of their time and money. Just work on one debt at a time. If you need andy details I would be glad to help. As I said I have been doing that kind of budget for six or seven years now, and it works if you give it a chance, well for that matter any budget will work if you give it a chance.

Hi there, I don't know if you can help, but any advice would be wonderful. I feel a little weird because i've never done this before, but I don't really have anyone else I can talk to about the situation. I have been married for almost four years, and i am deeply in love with my husband. Unfortunately, I have some trust issues that come from bad childhood experiences. I don't know what I should do. I married my husband knowing he wasn't strong in the church, but he has come a long way. He is serving in the Elders Quorum, and we are going to be sealed when we can get all the arrangements worked out. Now for the situation.....I had my daughter with me and we were cleaning out our car. I noticed a piece of paper that was cumbled up. I opened it and found a receit for alcohol. I noticed that it wasn't used by our bank account debit card, but that doesn't mean anything right. I asked him about it and he said that a guy he car pools to work with bought it. Unfortunately that night that it was bought my husband came home late from work, and I don't know it doesn't seem like things are adding up and I dont' know what to do. I don't know if I should press it further, because I highly doubt he will say anything different, or if I should not worry about it. I feel like my trust issues are always getting in the way, but I know that I can't keep letting things go. I really have no idea what I should do or think. It is two in the morning, my stomach is upset and I can't sleep becasue the issue has me all worked up. I don't want to risk my family but I don't want to keep making excuses if there is a problem. What would you do? Please anyone with any advice please feel free.

Hi Everyone, I am new to this and would like to take a few to introduce myself. I am twenty three will be twenty four very soon. I have a darling little girl, who is the apple of my eye. I have been married for almost four years, and love being a mom and wife. It is almost two now, and I can't sleep. Too much running through my mind. I need a little advice, and am hoping some of you might be able to help. Anyhow....that's me.