Yes, I am saying that we are damned - to a degree. If we don't do what's required of a Celestial glory, we damn ourselves to something less than a Celestial glory. If you've been in the mission field, I'm sure you came across more than one Born Again Christian that claimed all we have to do is confess belief and we're saved. While belief in Jesus is the right place to start, if you don't do the works, you will be damned. You gotta do more than just believe. Same with Celestial laws. To get Celestial, you gotta do more than just Telestial and/or Terrestrial; you gotta do Celestial. If you only do the Telestial laws, you can't abide a Celestial glory. If you want to try and invalidate D&C 88:22, good luck with that. True on the Atonement, but the Atonement is more than just belief. If we're hoping that the Atonement is some kind of pixie dust that will get sprinkled on us in the Spirit World and we'll magically be teleported right into the Celestial Kingdom, I think a lot of mormons are in for a serious reality check in the next life. My take on the Atonement is that when we get to that point that we will have the opportunity of a full application of the Atonement, we'll be presented with the question "What more could you have done?" 2 Nephi 25:23 states "after all we can do", not "just as much as we want to do".