Mudfish

She has been seeing a very good LDS counselor for post partum depression and anxiety. She has always had a spending problem on and off over ten years. We have had many arguments about this, resulting in short periods of financial stability. I went to her last counseling session after discovering she spent $1600 in one week and ran our credit cards up to $9k. In the session she admitted she had secret credit cards for a total of $12k. Due to obvious trust issues, I removed her entirely from our bank account and cancelled all of the cards but one. She is on a limited cash only allowance now, and the counselor agreed with this. It's not what I want, i want us to be equal partners, but this is how it has to be. I blocked all of the (common) shopping web sites she visits. I did not know our finances were so bad because I work two jobs to pay the bills so she can stay at home and I am gone at work long hours (basically 2 jobs). She had control of the bills because that's how we split the workload, and I trusted her and gave her too many chances. We are ruined financially and our marriage is on the rocks. Like I said, her spending has always been excessive, but this mostly happened in the last 3-4 months. I can't explain it. The counselor (psychotherapist) said she has an addiction to shopping.

We haven't paid tithing in 4 months. I didn't know this until a few days ago because my wife handles all the bills etc, and she did not tell me she stopped paying tithing. I figured out she was literally spending all our money, including our savings, while accumulating $12k in credit cards I didn't know she/we even had. She also skipped paying several bills recently, so we're behind on many bills. I have never missed paying tithing in my life until now. I feel sick. I know tithing is accounted for at the end of the year and it's only September, but I'm torn on what I should do. It will be near impossible to catch up and pay 4 month's worth of tithing by December, especially considering the huge credit card payments we now owe. Am I going to loose my temple recommend? I was going to attend this week but now I don't feel worthy. I need to talk to my bishop asap. In the mean time I would appreciate any guidence or advice...