D&C 76 says if we reject the gospel in this life, and accept it in the spirit world, we do not obtain the celestial, but the terrestrial kingdom. I would be warn of using the term 2nd chance in this case because, although we may have a 2nd chance to accept the gospel in the next life, the reward may not be the same. Also another warning is that we cannot be the judge of when, or if someone has received fully, or rejected fully the gospel. We have to leave that kind of judgement to the lord as far as determining final judgement.
