Hell is kind of a fear ridden, interesting topic. As far as I understand the doctrine of the church to be, there really is no everlasting hell, only (gasp), outer darkness, which reallly scared the bajoobies out of me when I was growing up.
I thought the doctrine went something like this; when we are presented the truthfulness of the restored gospel, we can either accept it (and the Saviour) or suffer the consequences of not accepting the atonement in our lives. This means suffering for our sins that He has already suffered for. I'm not sure what the place is called in the scriptures, but I know it is temporary. After we have suffered for our sins, we are assigned the level of kingdome we were worthy for-and the glory from them is great.
I don't know, I think earth life is a really good example of what hell can be. There is so much pain and suffering here already.
More seriously, I do worry about the consequences of my actions while here on earth. I'm not so worried about going to hell as I am about not making back to my Heavenly Home, to be with our Heavenly Parents and siblings again.
In some ways, I think the concept of hell is a sham, something along the lines of whatever reigning powers there were keeping the common folk in check with threats of hellfire and damnation.
The Book of Mormon sure talks about it quite a lot.
