Dravin Posted September 22, 2010 Report Share Posted September 22, 2010 I have a dream of getting to a point where I have no credit score because I use no credit or loans ect ect. I heard Dave Ramsey call a credit score an I love debt score."The rich ruleth over the poor, and the borrower is servant to the lender." Proverbs 22 7 Does your credit deteriorate if you don't accumulate additional debt (and pay it on time)? I think the only way to not have a credit score is to never have played. Quote Link to comment Share on other sites More sharing options...
jay8 Posted September 22, 2010 Report Share Posted September 22, 2010 My wife & I have been out of debt (thanks be to Heavenly Father!) for the last year & a half. Last December we got a loan for a new used car, and the credit rating came in at over 800. wow. That was cool. HiJolly ps. We paid off the car loan two months later.Good for you.Do you both work?Do you have children?Do you rent? Quote Link to comment Share on other sites More sharing options...
jay8 Posted September 22, 2010 Report Share Posted September 22, 2010 Does your credit deteriorate if you don't accumulate additional debt (and pay it on time)? I think the only way to not have a credit score is to never have played.True! Quote Link to comment Share on other sites More sharing options...
HiJolly Posted September 22, 2010 Report Share Posted September 22, 2010 Do you both work?Do you have children?Do you rent? I have the only *paying* job. Nine kids. No, we own, thanks to divine intervention. HiJolly Quote Link to comment Share on other sites More sharing options...
mordorbund Posted September 22, 2010 Report Share Posted September 22, 2010 I think the only way to not have a credit score is to never have played.Joshua, is that you? Quote Link to comment Share on other sites More sharing options...
jay8 Posted September 23, 2010 Report Share Posted September 23, 2010 I have the only *paying* job. Nine kids. No, we own, thanks to divine intervention. HiJollyGood for you! Quote Link to comment Share on other sites More sharing options...
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