Good grief . . .

[Dravin]

I have a dream of getting to a point where I have no credit score because I use no credit or loans ect ect. I heard Dave Ramsey call a credit score an I love debt score.

"The rich ruleth over the poor, and the borrower is servant to the lender." Proverbs 22 7

Does your credit deteriorate if you don't accumulate additional debt (and pay it on time)? I think the only way to not have a credit score is to never have played.

[jay8]

My wife & I have been out of debt (thanks be to Heavenly Father!) for the last year & a half. Last December we got a loan for a new used car, and the credit rating came in at over 800. wow. That was cool.

HiJolly

ps. We paid off the car loan two months later.

Good for you.

Do you both work?

Do you have children?

Do you rent?

[jay8]

Does your credit deteriorate if you don't accumulate additional debt (and pay it on time)? I think the only way to not have a credit score is to never have played.

True!

[HiJolly]

Do you both work?

Do you have children?

Do you rent?

I have the only *paying* job.

Nine kids.

No, we own, thanks to divine intervention.

HiJolly

[mordorbund]

I think the only way to not have a credit score is to never have played.

Joshua, is that you?

[jay8]

I have the only *paying* job.

Nine kids.

No, we own, thanks to divine intervention.

HiJolly

Good for you!