nope not covered this is why..When a person is clinging to other things other then Jesus they still don't get it. True saving faith is not a head knowledge it is a repentant heart that says Lord, I need you and you alone..Come into my life be Lord of my life. I know that i am sinner going to hell. I put my total faith in you Lord. It is also understanding who He is. He is not our brother, sister, good man, prophet..He is our creator NOT THE CREATED ,savor, alpha, omega, he is Lord of Lord, King of Kings... Once you understand WHO HE IS THEN YOU CAN UNDERSTAND A TRUE SAVING FAITH.