Smeagums

I think clubs are filthy places and would never set foot in one.

I didn't serve a mission although I always desired to do so. Roughly 6 months before I turned 19 my parents, who were/are sealed in the Temple, got divorced. I wouldn't say it shocked me yet the events leading up to it were naturally unpleasant. I was always a good kid with my share of problems but life did not get better after the divorce. It got much worse and for a long time! In fact I struggled more from that experience than anything else and I am stronger for it but honestly 7-8 years later it still makes me cry. Meanwhile, I still visited the Bishop, actually a total of 4 during that time, and talked to each of them about serving. I was making mistakes but had a great desire to serve. I honestly felt like they wanted me to be perfect but I don't fault them. Maybe if my father was a bishop or served on a stake level? I'm not sure. The last bishop I saw, when I was 25, suggested to stop pursuing that course and get married to the only girlfriend, and now my wife, I've ever had! Her and I were married maybe 5-7 months later in the Temple. I must admit that I do feel as the odd man out in my new elders quorum. No, they haven't caused this but naturally my own insecurities for having not served. Truly it was a great desire of mine but I know assuredly that the opportunity will present itself again in the future in a different form. I wanted to add a little FYI, during those long and hard years I was one of few siblings active in the Church, parents weren't very active, and had the opportunity to serve as a ward missionary and as a teacher for elders quorum. I never stopped going to Church nor lost my faith. I relied on the Savior for support during my struggles. I wasn't rebellious nor did I commit any sins that brought "baggage" into my marriage. My wife and I were both virgins when we were married. Maybe this bit was too much information but I think it is important for the topic. Was this the outcome I had planned for? Yes, except for not having served but as a matter of fact this is between the Lord and I. I also wanted to add that Uchtdorf didn't serve and Eyring served as a district missionary while stationed at an air base. Despite this all, I will teach my boys that they should serve the Lord as missionaries.

Dated on and off for 9 years! In fact she is the only girl I've ever dated. :) Married in the Temple and were both virgins when we were married. We both married at the age of 25.

My opinion is that members think just because they are members and in "love", twitter paided from Bambi, that everything will be peaches and creme. This is not the case! The Gospel doesn't make love just work. Loving someone takes a lot of effort. I personally think that too many young members get married too quickly. They figure going to the Temple or attending church will give them the marriage they need and want. Marriage is your single largest decision in your entire life. It dictates what person and people you will spend eternity with! It is that important! I knew my wife for 10 years! We dated on and off for 10 years! I am not recommending that or saying it is necessary. As for your husband, he should be preparing to raise a family in what ever capacity he can. As for the video games, I still play them when I have some free time but that is rare! I know that my wife comes first and she knows that I sometimes need a little me time! I hope things work out for you. If you truly, truly loved this man you would do absolutely everything in your power to help him.

I think absolutely not in fact Brigham Young said how can a man wish to inherit a world when he can't take care of himself here on Earth granted his has the capability to do so. I will try to provide the quote.

What do you love about your wife? What do you hate about her? Does she attract you? Does she love your children? When's the last time you've been to a sealing together?

All the money goes into the main account and we get a personal budget of $100 a month. We just married and there was some arguing on my part being that she wanted a budget and I didn't have one before. I humbly admit that a budget is best. In fact true millionaires only 1 out of 300 doesn't have a budget and that 1 inherited the money.

Both.

The US government doesn't recognize the value of precious metals. If they did they would allow them to be competing currencies similar to what Utah is doing. But silver and gold didn't need Utah to appreciate. Silver and gold have been appreciating since 2000 with no government recognition at all. Listen, I understand that a society can deem any asset they want as valuable. If there is an extreme drought water is priceless. If there is no food then food is priceless. We all understand this but say that all of these things are in abundance but the issuer of your currency continues to print more of it? It is no difference if Apple wanted to double their outstanding shares. If they did this they would be diluting the shares and it would be very probable that the share price drops by 50%. Take a Michael Jordan rookie card for example. Say whoever printed them mistakenly printed 1 billion and instead of throwing them away stored them. Michael Jordan becomes famous and the cards, assuming the 1 billion were still stored, become very valuable. Well the man announces he has 1 billion cards and starts selling them and the value would plummet. Supply and demand works with dollars. Now if he secretly sold them one by one he could get away with it until people start to notice how many exist. This is no different with the US dollar. We simply cannot pay our current debt, ~15 trillion, and our unfunded liabilities, ~50 trillion.

Historically they rest at a silver to gold ratio of 16:1. When government is able to manipulate interest rates, inflation and deflation along with many other economic factors, they too can manipulate prices. Days when silver is slammed down, February 27, someone sold 1/3 of annual silver production. Essentially, paper "silver" can be used to manipulate the true price of physical. But you are right that someone could buy silver when the silver to gold ratio is say 50:1 and then sell when it is roughly 30:1. The ratio will once again reach 16:1 and most likely as low as 10:1. I would also like to add that they both have been in a strong bull market since roughly 2000. One more thing, people could be going to gold more because they worry about the volatility of silver which would cause gold to increase faster than silver.

You can't eat paper either but there are many things I can do with metals. You are talking about doomsday scenarios. Currencies can die and it isn't the end of the world.

The Federal Reserve loans the money to the Treasury. Either way it says on your dollar bill "Federal Reserve Note". Whether they physical print it or issue it electronically it creates inflation.

"God and silver prices ARE good indicators of citizen paranoia." Gold and silver prices that are rising are indications of a currency that is dying. Gold and silver maintain purchasing power. You can't print more of it. In terms of gold most items have been falling for a decade now. I understand what you are saying about them being false but the world has recognized gold and silver as real money for 5 - 6 thousand years. It has only been roughly 40 years that we've haven't had gold and silver as currency and it isn't boding well for us. What holds value throughout time is tangible assets or commodities. Fuel, food, metals, water, livestock etc. If you wanted to invest in tangible it becomes hard to buy say $10,000 dollars worth of wheat due to storage and shelf life. Instead you could buy $10,000 dollars worth of gold. It wouldn't cost anything to store nor would you have to protect from age, weather and bugs. Anne, gold and silver will continue to go up as more and more people realize that their dollar is buying less and less. The speculation is only a minor part of the increase of gold and silver prices. The biggest reason for the increase is monetary debasement due to government spending and Federal Reserve printing.

Hello. I have lurked here for some time. I would like to add my thoughts about the economy as I have studied it for some time. Inflation, like Vort said, is due to monetary debasement. The dollar has lost 97% of its value since 1913 when the Federal Reserve was created. Supply and demand, as simple as they seem, run or should run the economy better than any self proclaimed market guru who really is a manipulator. The Federal Reserve being the largest probably in the world due to the power of the US dollar being the reserve currency. The US dollar will not be the reserve currency for long. Back to supply and demand, a certain amount of dollars exits at any one time along with a certain amount of goods. If you increase the amount of dollars through money printing you now have more dollars chasing the same amount of goods. This naturally increases prices because you have more dollars, again, competing for the same amount of goods. Housing is showing deflation because prices were artificially inflated and their is low demand and high supply. While bargains exist, prices will continue to fall. Commodity prices however will continue to rise which hurts everyone. But the US situation is unique compared to world history. With the electronic age, the dollar has become the world currency. If the government prints too many dollars to service the debt it will destroy its reserve status. This will be devastating for anyone who holds dollars. The world holds dollars therefore it will be devastating to the world. This is exactly why gold and silver, and oil, continue to increase. Why would the Fed print more money? We spend roughly 3 trillion a year and rising, take in 2 trillion and have 15+ trillion in debt. These numbers are staggering. Well, where does the 1 trillion come from? Bond buying but no one, no not even China, will buy 1 trillion in bonds. Not even collectively. Therefore the government will simply print the money. This is horrible for the economy especially savers and people living on fixed incomes. Can the Fed print forever? Technically yes but things will progressively get worse. Eventually and certainly our interest rates will rise because investors will deem bonds as risky. Our treasury bonds yield negative rates when adjusted for true inflation. Interest rates are near zero but that will change. 4-5% interest on 15 trillion is a large amount of money. This turns into a debt spiral and simply is an insolvency issue. The United States is insolvent and if it weren't for Fed intervention we would be in a deflationary depression but because of money printing and kicking the can down the road we will experience an inflationary and almost certainly a hyperinflationary depression which is far worse than a deflationary depression. This is a certainty unless government drastically cuts spending which will involve some hurt but it is necessary. Gold and silver protect one from inflation. That is why you can still buy a gallon of gas for .25 and even less. In fact prices fall when using sound currency. Thanks.