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Posted
I know why the restaurants and roads are crowded... People can finally afford gas for their cars. We saw more people on the road this past weekend than we have for month’s possibly even years on this holiday.
Posted

Have you pulled your 401 K's or other investments?

Buying high and selling low is sort of the exact opposite thing you're supposed to do, so no, I'm not selling any retirement funds.

It's true that my investments are down 36.3% (as of a few days ago) since Oct 1 '07. However, when I total up every dime we've invested since the beginning, everything is down only 16.7%. If I were to factor our house in, it's probably lower than that, because home values haven't gone down that much here.

I'm with monol1th. We're upping our 401k contributions. I've sworn off cafeteria food at work in order to contribute an extra $40/mo to our kids' college funds. We're buying stock as hard as we can!

LM

(20+ years until retirement)

Posted

400K relative to what amount? If I only had 500K then I would feel very bad. If I had 2M when I started not so bad. I agree with LM. What is your basis? How much has been invested over all the years and now what it is worth.

For those who just started investing in the last five years you are for sure negative but if you just started five years ago and now need the money you should not have been investing in equities.

If you had been in bonds the last 12 months how much would you be up?

If stocks were a car and you could buy them now for 50% less than you could last year you would probably buy two. Instead you sit and say, "I am going to wait for the price of the car to go up". Not good investment strategy.

Ben Raines

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