I'm Going To Go Crazy!

[carguy12]

Ok I'm gonna get right to the point...........I got my drivers license 6 months ago and i haven't been able to drive because my mom wont take time to put me on her insurance plan. I'am paying for it myself, and she just wont do it. I needed somewhere to blow off some steam because i really thought she'd finally do it today and she STILL DIDN'T. I really wanted to be able to drive my girlfriend a few different places before she moved and now 3 weeks before she moves I still don't have insurance. It's something thats really bugging me.

[ldsrebel]

Ok I'm gonna get right to the point...........I got my drivers license 6 months ago and i haven't been able to drive because my mom wont take time to put me on her insurance plan. I'am paying for it myself, and she just wont do it. I needed somewhere to blow off some steam because i really thought she'd finally do it today and she STILL DIDN'T. I really wanted to be able to drive my girlfriend a few different places before she moved and now 3 weeks before she moves I still don't have insurance. It's something thats really bugging me.

Ouch. Sorry about that.

When I get my licence (working on permit) I'll have to pay half. about 80$. So no Licence till' I have a job.

So I can Kinda sypthasize...

Kat

p.s. Nice to see some fellow youth! :)

[a-train]

Do you have your own car or are you looking to drive the folks' vehicle?

If you are looking to drive the folks' car, won't their incidental clause cover all those in the household? Most auto insurance policies automatically do so and the arrival of children in the the home at driver's age therefore causes a rise in the premium on the policy whether the child is actually added as a driver or not.

Have you tried to call the agent yourself? Ask him/her that question AND see if you can get the process moving any faster by handling any footwork your mom is disinclined to promptly perform.

If you are seeking to drive your own vehicle, you could just go get a policy yourself. If you are looking to do so, but want to take advantage of a multi-car discount, try to do as much of the work yourself so that mom will be more likely to sign the paperwork she needs to.

Usually, a two minute phone call to the agent will get the ball rolling and mom just has to say: 'Yeah, put junior on.' The rest could be done by you and the agent.

Good luck, and go buy a motorcycle, those are way better.

-a-train

[Traveler]

It sounds like your mother has taken up on your offer to drive her crazy.

The Traveler

[Dr T]

LOL

[pam]

Do you have your own car or are you looking to drive the folks' vehicle?

If you are looking to drive the folks' car, won't their incidental clause cover all those in the household? Most auto insurance policies automatically do so and the arrival of children in the the home at driver's age therefore causes a rise in the premium on the policy whether the child is actually added as a driver or not.

Have you tried to call the agent yourself? Ask him/her that question AND see if you can get the process moving any faster by handling any footwork your mom is disinclined to promptly perform.

If you are seeking to drive your own vehicle, you could just go get a policy yourself. If you are looking to do so, but want to take advantage of a multi-car discount, try to do as much of the work yourself so that mom will be more likely to sign the paperwork she needs to.

Usually, a two minute phone call to the agent will get the ball rolling and mom just has to say: 'Yeah, put junior on.' The rest could be done by you and the agent.

Good luck, and go buy a motorcycle, those are way better.

-a-train

At least here in Utah...a child can drive your car while on their learners permit. Once they have their license you have to add that individual child and your insurance rates jump quite a bit. Even with a good student discount when I added my daughter it went up $60 a month. It will rise even more dramatically when I add my two boys in the next few months. If finances are a hardship I can see where a parent might need to hold off on adding a child.

[shanstress70]

If finances are a hardship I can see where a parent might need to hold off on adding a child.

But if he's truly paying for it...?

I agree with a-train. Try to do it yourself. One day when your mom is home with you just ask her if you can call and get the ball rolling, and you can hand her the phone when they need the ok from her. That way her part would only take about a minute.

Good luck... I remember how anxious I was to drive when I turned 16, so I feel for you. OTOH, maybe your mom is afraid for you to drive. I can't imagine my child driving on his own... makes me so nervous to think about. Please drive carefully. It's typical teenage mentality to think that you are immune to death, but so many teenagers die each year bc of wrecklessness.

[pam]

<div class='quotemain'>

If finances are a hardship I can see where a parent might need to hold off on adding a child.

But if he's truly paying for it...?

I agree with a-train. Try to do it yourself. One day when your mom is home with you just ask her if you can call and get the ball rolling, and you can hand her the phone when they need the ok from her. That way her part would only take about a minute.

Good luck... I remember how anxious I was to drive when I turned 16, so I feel for you. OTOH, maybe your mom is afraid for you to drive. I can't imagine my child driving on his own... makes me so nervous to think about. Please drive carefully. It's typical teenage mentality to think that you are immune to death, but so many teenagers die each year bc of wrecklessness.

So true Shanstress. Especially with the age of cell phones etc. They feel they can text and talk while driving. Not a good combination.

[StrawberryFields]

Carguy...

I like the idea about helping her to get the ball rolling. :)

Sometimes with all of the things parents have to deal with maybe it's just not on the top of her priority.